The Most Important Question Of All

Whenever I share my story, the question I am most often asked is,Financial Education and Entrepreneurship with Millie Leung

“How?  How did you become financially free in 26 months?”

I then say,

“The most important question of all is not about HOW.  It is about WHY I did it.”

And people are often surprised and puzzled.

I go on to say,

”Without the WHY, the HOW would have been impossible.”


“Life” Gets In The Way

I used to patiently spend hours and hours sharing my experience on how to get certain things done.

But when I asked these same people what their progress were after a few months, I often found that they did not even get started.  They were still the same as they were a few months ago.

“I don’t have the time.”
“I don’t think I can do it.”
“I don’t have the money.”
“My husband takes care of the finances at home.”
“I am not smart enough.”
“I need to think about it more.”
“You don’t understand our situation.”
“My spouse wouldn’t want me to do this.”
“I will think about it in a few months, or once I settled.”

After many encounters, I then realized that it was not the HOW, but WHY you do something that is more important.

It is the WHY that gives you the power to do the HOW.

Your journey to financial freedom and entrepreneurship would not always be an easy route.  You will make mistakes, you will doubt yourself, you will have people who tell you that it is impossible, you will have people who tell you that you are crazy, some of your friends will distant from you and you may lose faith along the way.

The journey is not always sunshine and roses.

There will be many obstacles and setbacks.

It is only when you know your WHY, you will have the strength and power to carry on.  When you know your WHY, you will discover the HOW.

The reason most people do not do what they can do is because they do not have a strong enough why.

In fact, my Mentor told me “the BIGGER your WHY, the EASIER the HOW.


My Why

When I started my journey in Financial Education and Entrepreneurship, my Mentor asked me that I MUST first figure out my WHY.

“You must know you WHY, because without the WHY, the HOW doesn’t matter.”

I still remember, in September 2011, I wrote on a piece of paper:

“I want to be able to have time for my child.  I don’t want to be stuck at a job working 60 hours a week and miss her growing up.”

My daughter Angeline was slightly over 1 year old then and I wanted time with her.  It would be easy for me to find a high-paying job (I have a Bachelor and a Master degree and have worked in a Senior position in an MNC for almost 8 years prior to my child’s birth) – but then I would have little time left for my child.

That was my WHY.

I knew that if I don’t do something different, my life would end up just like most people – working 40, 50, 60 hours a week in a job (until 65 years old) with little time left for family, missing the precious moments of my children growing up.

Although this was a simple why, for me, it was a powerful WHY.

My pain for not seeing my child growing up was BIGGER than my fear to pursue my journey.  So I took a leap of faith and started my own business and my financial education journey; along the way, I devoted a lot of time to personal development, reading and learning from successful people on how they did it.


Your WHY May Evolve – And Get Bigger

As I continued my personal development journey, my Mentor challenged me to expand my dreams, search within my soul and don’t let any limiting beliefs get in the way.

I gathered my courage and started thinking what would I do differently in my life if time and money was no longer an issue.

Then, my WHY became bigger and clearer:

  • I want to have time for my children (my hubby David and I later on added another family member, baby Alicia, to our family in January 2013)
  • I want to bring my family to see the world and experience different cultures
  • I want to have the freedom to live anywhere in the world (my parents are living in Canada & my in-laws are living in Taiwan)
  • I want to add value, inspire and change the lives of thousands of people around the world
  • I want to build schools and educate children in developing countries
  • I want to live a loving, meaningful, purposeful and fulfilling life


Once I figured these out, my journey became easier.

It didn’t matter any more that I didn’t have any prior business experience, didn’t have much money when I got started, didn’t have any network in Singapore, was pregnant and was very sick (I had terrible morning sickness during my pregnancy, throwing up more than 100 times and was ordered by my Doctor to bed rest twice during the 10 months) and my husband was often away on business trips and I had to take care of my older girl Angeline while building my business.

All the excuses I had given myself no longer mattered – my WHY is big enough for me to overcome my obstacles and setbacks.

And… Step-by-step I found the HOW.

There is a saying that goes, “When the student is ready, the teacher will appear.

And from my own experience, this saying has proven to be true.

I’m FOREVER grateful to all the Mentors who have guided me along my journey and lifted me up when I wanted to give up.

A heartfelt thank you to my Life Coach & Mentor Marc Accetta, and also Eric Allen, James Lee, Dr. Wu Yi Che, Max Tay, Malia, Sarman, Stephen Chan and many other whom I have learned a great deal from through their books and seminars.


Finding Your Own WHY

So, what is YOUR why?

What are THE reason(s) that keep you going and get you excited about your life every single morning no matter what “life” throws at you?

If you haven’t already figured out what your WHY is, find a quiet place with no distractions today – a setting that allows you to get in touch with your inner self.

Ask yourself, “What is my true reason for wanting to become financially free?”

Take your time with this process.  Don’t rush through it.

Your personal reason why may come to you in an instant or you may find that you want to think about it over time.

On a piece of paper, write down everything that comes up.

If you put down – “I want to make US$10,000/month in passive income” or “I want to become a Millionaire”

Then, I would challenge you to dig deeper into WHY you want to make that US$ 10,000/month in passive income or WHY you want to become a Millionaire.

Think about the reason behind that – what you would do if you never had to work again.  What if you had all the time in the world to spend exactly as you wanted – What would you do?  How would your life be different if money were not a worry?

On a piece of paper, write down everything that comes up.

Ask yourself again, “What is my deep-down core reason for wanting to become financially free?

Look deeper and again write down everything that comes up.

Then ask yourself again, “What is my innermost, heartfelt reason for wanting to become financially free?

Write down everything that comes up.

As you continue with this process, you will find that your reason(s) will become clearer and clearer to you.

Your reasons may evolve over time and they may become bigger.

Repeat this process as you continue your journey of Financial Education and Entrepreneurship – refine your WHY as you need to.

As your WHY becomes bigger, your HOW will become clearer.


A Final Thought

Many people say that money is not the most important thing in life.  That may be true.  However, money does affect everything that is important – your quality of life, your education, your health care and your freedom to spend time with your loved ones.

Ultimately, money buys you one of the two things:  It buys you slavery or it buys you freedom.  Slavery to your job, your debt and sometimes even slavery within your relationships.  Or it buys you freedom to live your life as you choose.

By making money important in my life, I found my freedom and that’s important to me.

It is not about the Money… It is about the Freedom and the Dreams.

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Thank you for reading this post.  And it is my hope that you will find your freedom soon too.

If you have found value in this post, please ‘like’ this and ‘share’ this with your friends and your loved ones so they too can start a more purposeful and fulfilling life.

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To Your Success,
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About Millie Leung

Millie Leung teaches people how to Escape the Rat Race, Work Anywhere and Live a Life They Truly Love. Click HERE to get her FREE eBook 'Lifestyle Entrepreneur' (US$27 value).